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CIBC W.I. – Special Dividend

In view of the anticipated completion date of September 30, 2002 for the proposed combination of the Caribbean retail, corporate and offshore banking operations of Barclays Bank PLC and the

Trinidad Cement Ltd. (TCL)- Notice to shareholders

On July 1st 2002 Guardian Life, Bancassurance Ltd. and N.E.M. (West Indies) Insurance Ltd.requisitioned the Directors of TCL to convene a Special meeting of shareholders to propose changes to the