Capital & Credit Merchant Bank ( CCMB ) enjoyed another excellent year of operation for the period ending December 31, 2003 , recording consolidated net profit after tax of 465.27 million, an increase of $178.13 million or 62% over the previous year’s figure of $287.14 million. In the process, the Bank also significantly increased its earning per share and pushed its Total Assets under management past the $40-billion mark.